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One America's Asset Care protects against the risk of Long-Term Care (LTC) expenses and provides:

  • Tax deferred growth

  • Tax free payments on qualifying LTC expenses (Access to 100% of your death benefit, paid monthly)
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  • Guaranteed return of premium

  • Your policy’s death benefit goes to your beneficiaries income tax free if you don’t use it for long-term care.

  • One policy can be purchased for two people with benefits available for both

  • Choose protection for a specific number of months or get extended, guaranteed lifetime benefits as an option
  • Choose protection for a specific number of months or get extended, guaranteed lifetime benefits as an option

  • Long-term care protection becomes available when you cannot perform two of the following activities of daily living:  bathing, dressing, eating, continence, toileting, transferring or if you have cognitive impairment (such as Alzheimer’s disease)

Examples of Cash Value Growth

Single Premium:         $25,000

Benefit Amount:         $51,978
Single Premium:       $50,000

Benefit Amount:       $103,956
Single Premium:       $100,000

Benefit Amount:       $207,913
Examples shown are for a 55 year old, non-smoker, female. To see how much you can increase your asset value call 301-275-7051 for a free consultation. -- Ricky Moore

What kind of LTC does Asset Care cover?

A broad range of qualifying long-term care expenses means you can receive care in your home, use adult day care facilities or stay at a nursing home or assisted living facility. Covered care also includes qualifying hospice care, respite care, caregiver training and supportive equipment

Issue Ages / Minimum Single Premium Deposit

  • Ages 40–80 single and joint life (single premium)
  • Ages 20–80 (ongoing premium)
Minimum Deposit---$10,000

How Can Asset Care be funded?

Asset Care can be funded using:
  • CD's
  • IRA's
  • Annuities
  • Mutual Funds
  • Savings and Money Market Accounts
  • Other qualified funds.

Summary


  • Asset protection — Get the security of a life insurance policy that grows at a minimum, tax-deferred interest rate (Faster growth rate than CD's, savings accounts and other low interest rated products.)

  • Tax-free benefits — Pay no income tax if you use your life insurance for qualifying long-term care expenses — should you need it

  • Leave a legacy — If you never use the long-term care benefit or if you only use a portion of it, your named beneficiaries will receive the death benefit — income tax-free

Asset Care Brochure:

Ricky Moore
914-223-3392  (Tel #)
​ricky@healthyassets.org