One America's Asset Care protects against the risk of Long-Term Care (LTC) expenses and provides:
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- Choose protection for a specific number of months or get extended, guaranteed lifetime benefits as an option
- Long-term care protection becomes available when you cannot perform two of the following activities of daily living: bathing, dressing, eating, continence, toileting, transferring or if you have cognitive impairment (such as Alzheimer’s disease)
Examples of Cash Value Growth
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Single Premium: $25,000
Benefit Amount: $51,978 |
Single Premium: $50,000
Benefit Amount: $103,956 |
Single Premium: $100,000
Benefit Amount: $207,913 |
Examples shown are for a 55 year old, non-smoker, female. To see how much you can increase your asset value call 301-275-7051 for a free consultation. -- Ricky Moore
What kind of LTC does Asset Care cover?
A broad range of qualifying long-term care expenses means you can receive care in your home, use adult day care facilities or stay at a nursing home or assisted living facility. Covered care also includes qualifying hospice care, respite care, caregiver training and supportive equipment
Issue Ages / Minimum Single Premium Deposit
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Minimum Deposit---$10,000
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How Can Asset Care be funded?
Asset Care can be funded using:
- CD's
- IRA's
- Annuities
- Mutual Funds
- Savings and Money Market Accounts
- Other qualified funds.
Summary
- Asset protection — Get the security of a life insurance policy that grows at a minimum, tax-deferred interest rate (Faster growth rate than CD's, savings accounts and other low interest rated products.)
- Tax-free benefits — Pay no income tax if you use your life insurance for qualifying long-term care expenses — should you need it
- Leave a legacy — If you never use the long-term care benefit or if you only use a portion of it, your named beneficiaries will receive the death benefit — income tax-free